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Hells Canyon Journal
Halfway, Oregon
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April 27, 2011     Hells Canyon Journal
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April 27, 2011
 

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• I Canines Can be Fluffed and Buffed, Too by Rose Clark of the Hells Canyon Journal After Briana Kossler graduated from Pine Eagle High School in 2000, her fo- cus was on a pre veterinary course of studies at Oregon State University with a spe- cialization in equine medi- cine. However, after calcu- lating the looming costs of a protracted period of school- ing that would easily reach over one hundred thousand dollars, Briana eventually gained a degree as an animal care specialist while living in Bend, Oregon. In part to help pay for her education, Kossler learned the skills required to groom • dogs, and worked for a dog groomer in Bend. After Briana returned to Pine Val- ley in 2004, local residents were able to have their dogs professionally groomed. While the explosive agil- ity required of local stock dogs does not necessarily require a fine, fluffy coat, there are advantages to keeping any dog reasonably well groomed. According to Kossler, long haired dogs that are not brushed on a regular basis will form matted hair that is nearly impossible to comb out - mats of hair that are so tangled they can impede the animal's movement. Breeds with long and short hair will not only look better after grooming, but, said Kossler, a good bath and haircut "makes the dog feel better." It is also important for dogs Photo by Rose Clark SOME DOGS ENJOY A GOOD BATH. to have nails trimmed, since the nail can grow long enough to curl into the pads of a paw. There are a few tricks to the trade in dog grooming, and occasionally a dog may take exception to grooming, Briana prefers to use gentle techniques, though occasion- ally may use a muzzle to pro- tect herself. There were no muzzles re- quired on the compliant ca- nines at Fluff and Buff Dog Grooming last week. Greta, a dog owned by George and Lynette Hauptman, had an appointment for her spring grooming. During the winter months Tom and Betty Warmath care for Greta while the Hauptmans are in Aus- tralia. Greta is a gentle dog, though active, and spends plenty of time out of doors. Greta's spring "bath and brush out" plus a beard and paw trim is just in time for the Easter holiday. The coarse, wiry hair common to the Italian Spinone is not extremely high mainterance, but a refreshing bath and haircut is something every girl needs. Bill Waldron's familiar traveling partner, Tipper, keeps in top form with a monthly bath and trim. Missy is another local dog that ap- pears to tolerate, if not enjoy, her bathing regime every two Page 7 Hells Canyon Journal April 27, 2011 Photo by Rose Clark BRIANA KOSSLER brushes out the matted tangles from the long hair of Greta, an Italian Spinone owned by George and Lynette Hauptman of Pine Valley, weeks, not unlike going to the hairdresser, perhaps. Dogs that are cared for on a regular basis will not have to endure an "extreme dog make over" to repair a long period of neglect in groom- ing. Fluff and Buff Dog Grooming is at 143 Main Street, in the back room of Bri & TJ's Place, 541-742- How American Consumers View ,[)ebt: A Case Study come servicing debt. And in 2010, more than 24 percent of homes in the United States had an upside-down mortgage owing more than the homes were worth. Based on inter- views conducted before the 2008 financial crisis, research- ers found that even though consumers say they should limit their debt, they take on significant debt because doing so has become normal. As one participant put it, taking on debt is "the American way." Barnhart and Pefialoza's research yielded a few key findings, including: • Americans suffer 'from a lack of financial literacy. Every participant said they had learned about credit card use and debt primarily through personal experience. Very few had received any training in school or at home, and most participants said they didn't discuss family fi- nances with their children. • Half the participants had debt they were unable to pay, and one in three were dealing with collection agencies. • Participants often talked about credit as a mea- sure of worth, noting that if they were approved for a cer- tain loan they were "good enough for that car." State- ments often indicated that approval for big-ticket items such as cars and homes were directly related to a value of the person. • Those who had credit cards and paid them off each month tended to be older, and had higher incomes. • Several of the younger participants in the study noted they did not want to use credit, but felt they had to in order to finance cars and homes in the future. Most of the younger participants also were encouraged by their parents to have credit cards, and started using credit at a much younger age than those older than 50. Barnhart, who is an assis- tant professor of marketing at OSU, said much of the re- search done on cultural be- havior and attitudes leading up to the economic downturn has focused on ethnic minori- ties and low-income minori- ties. However, she said it has been some of the most edu- cated and privileged of Ameri- cans who have engaged in risky financial behavior. "Over time, credit card use and heavy debt has become normalized in our culture," she said. "Even though we say as a society, 'don't get in debt,' the overwhelming mes- sages being sent out - from the way credit is used to ap- prove or disapprove us for services to political leaders telling us to spend after a big disaster to prove our patrio- tism - all of this has created a culture of debt." One of the few young par- ticipants to not carry any debt said she felt punished for her A new study published this month suggests that while younger Americans are more smitten with credit cards and debt than older Americans, the older generation helps enable their children by en- couraging use of credit as a "safety mechanism." The findings were based on case studies conducted with 27 white, middle-class Americans in 2006. The re- searchers, Michelle Barnhart of Oregon State University and Lisa Pefialoza of Ecole des Hautes Etudes Com- merciales du Nord of France, wanted to explore some of the attitudes, perceptions and cultural meanings behind how Americans view and use debt and credit that could have contributed to the eco- nomic recession. This case study, while a small sample, was able to ask detailed ques- tions to probe into deeper is- sues within American society. The results, which include detailed interviews with par- ticipants, are currently avail- able online and will be pub- lished in the December issue of the Journal of Consumer Research. "The economic crash was not just about people being dumb or greedy," Barnhart said. "There are compelling forces out there that lead people to live lifestyles out- side of their means." In 2008 alone, Americans spent 9.3 percent of their in- Get your Health Fair blood labs drawn at the refusal to have a credit card. She was refused a cell phone, and had encountered embar- rassing situations during busi- ness travel because she did not have a credit card. Barn- hart said this system of penal- izing consumers for not using credit is one of the problems. "/our credit score is this big black box mystery," she said. 'rhere are three companies in the entire country that control this information, and they make the rules and the equa- tion is secret. So people are told to get credit cards, but not use them. For some, this is equivalent to filling your freezer with ice cream and tell- ing you not to eat it." Barnhart would like to next do a study about how norms, values, and habits have changed since the eco- nomic crisis. However, she said financial literacy is still the missing link in American society. She and Pefialoza believe financial literacy classes should be required in schools, and these classes should not only address credit card fees and compound in- Thursday, May 12 th 7AM TO Noon Halfway Lion's Club Comprehensive Metabolic & Lipid panel - $25 TSH - $10 PSA- $17 PINE EAGLE CLINIC Lion's Club Sight & Hearing Van Vendors & Information Booths- Skin Cancer Screening. Yoga Acupuncture.Massage andMore Juice, Coffee, Tea, & Healthy Snacks Door Prize Drawings! 5k Run/Walk and 1ok Bike Ride begin at noon from the Lions Park Entry fee is a food donation for our local Food Bank. PINE EAGLE CLINIC KRISSY UEHLIN, PA-C 742-5023 OPEN MONDAY-THURSDAY 8AM TO 5PM 2726. Briana requests regu- lar appointments for a bath and haircut; she accepts no walk-ins, though she will do nail trims without an ap- pointment. terest, but also critique debt as a cultural value. "It's easy to sit back and blame consumers for just spending too much, but the truth is we have an entire in- frastructure set up to support, maintain and encourage credit card use and debt," Barnhart said. "I would love to see eco- nomics back in high school classes that addresses how to manage household finances. And firms need to step up. The 2010 credit card reform was a step in the right direction, but more needs to be done." Support Your Library Please Vote YES to Renew Local Option Levy for 2012 New Levy will NOT raise the Tax you now pay for your Lwrary HOW WILL THAT WORK? • Current Levy Expires June 30, 2012 - $0.249 per 1,000 TAV • Renewed Levy would begin July ,1, 2012 - $ 0.2490 per 1,000 TAV [TAV means Total Assessed Valuation of District, whose boundaries are the County] Keep Our Library Marching On... WHAT WILL RENEWAL OF TAX LEVY DO? • Preserve the community's investment in itself by keeping libraries open, stocked, and in good repair with helpful, trained staff in all branches • Allow continued purchasing of new books, audiobooks, downloadable and online resources • Keep free public computers uptodate, with printers, and wireless Internet available onsite • Keep Bookmobile runs to isolated outlying communities and schools • Keep quality reference materials, homework help, small business, and job training resources available for students, job seekers, and others like you • Promote literacy skills by preserving children's Story Times and outreach visits to preschools WHY ISN'T THE PERMANENT RATE ENOUGH TO RUN LIBRARY? • In 1990, the library's local voter approved financing was cut back 30% by state Ballot Measure 5 • Baker County's valuation has not yet increased enough to offset that loss • Library only charges for cost of photocopies and faxes and for overdue fines, never for services as other government does. Tax revenues enable complete, free service to all. WILL THIS LEVY NEED TO BE RENEWED FOREVER? NO! • In time, Baker County property valuation will grow enough so the permanent rate is able to meet the community's library needs Continued Support Ensures Continued Excellence in Library Services keep it strong Vote YES - For Your Library Paid t\\;w by Friends of Ihe l,ibrary r